New Zealand Property Investors' Federation

The NZPIF is the umbrella body for 17 local Property Investors' Associations throughout New Zealand.

(027) 357 9243

Rental Property Insurance Cover

The insurance cover has been specifically formulated to address the main risks you face as a landlord. These benefits include:

Description of Cover Limit of Cover Excess
Full replacement up to sum insured Your sum insured Your choice of $400-$2,000

Major malicious damage by tenant (fire & explosion)

Your sum insured Your choice of $400-$2,000
Deliberate damage by tenant $25,000 Your choice of $400-$2,000

Meth contamination (consumption or manufacture) $30,000 $2,500
Loss of Rents Cover (following property damage eg fire) $20.000-$80.000 Nil

Loss of Rents (eviction or abandonment) 6 weeks Your choice of $400-$2,000
Landlords contents $2,000-$60,000 Your choice of $4,00-$2,000
Hidden gradual damage cover $3,000 Your choice of $400-$2,000

Water and sewerage pipe blockage $1,000 Nil
Owners Legal Liability cover $2,000,000 Your choice of $400-$2,000
Full Earthquake cover Your sum insured Your choice of $400-$2,000



This is a summary of policy only. Refer to full policy wording for full details of cover.