New Zealand Property Investors' Federation, (NZPIF) is the umbrella body for 20 local Property Investors' Associations throughout New Zealand.

Phone: (027) 357 9243

Email: www@nzpif.org.nz

NZPIF Submissions and Reports

The NZPIF works hard to be the voice for rental property owners in New Zealand. Below is a list of submissions we have made over the years with a link through to the submission.


Residential Tenancies (Prohibiting Letting Fees) Ammendment Bill

23 May 2018.

Submission to the Social Services and Community Select Committee. The Bill seeks to prohibit tenants from being charged a letting fee by property Managers.  

Read the full text of the submission here


Ringfencing rental property losses

11 May 2018.

Submission on Ring-fencing Rental Losses, which would stop rental property losses from being used to offset other income of the rental property owner. 

Prepared in response to the select committee invitation to provide feedback on the Residential Tenancies Amendment Bill.

Read the full text of the submission here


2018 Tax Working Group

30 April 2018.

Submission to the 2018 Tax Working Group, which was established by the 2017 Labour Government to examine the tax system in NZ and report back on how it could be made fairer.

Read the full text of the submission here


Unlawul Dwellings

01 November 2017.

An Aide Memoir to Minister of Housing, Phil Twyford, on problems with proposed legislative changes to address unlawful dwelling problem. Memoir prepared by lawyers Chen Palmer . 

Read the full text of the Memoir here


Residential Tenancies Ammendment Bill No2

22 August 2017.

Submission to the Local Government and Environment Select Committee. The Bill covered the topics of Tenants liability for damage, Unlawful dwellings and Methamphetimine. 

Read the full text of the submission here


Debt to Income Restrictions

18 August 2017.

Submission to the Reserve Bank of New Zealand. The Reserve Bank requested submissions on a proposal for the Bank to be allowed to use Debt to Income Ratio's as a further tool to control mortgage borrowing in NZ. 

Read the full text of the submission here


Affordable housing report

March 2017.

This was a report on research undertaken by the NZPIF into housing affordability in New Zealand over the last four decades. The study looked at what it was like to be a first home buyer in each decade from the 80's. The study found that it has always been difficult to buy your first home. In the 80's the main problem was high mortgage interest rates, while in subsequent decades it was saving a deposit.

Read the full report here


Osaki report: Tenant Liability for Damage

August 2016.

A NZPIF report into the High Court case which has found tenants are no longer responsible for the damage they they or their guests cause in a rental property. 

Read the full report here


Adjustments to restrictions on high LVR lending

18 August 2017.

Submission to the Reserve Bank of New Zealand. The Reserve Bank considered that New Zealand's financial system was at risk because of high house price growth. The NZPIF submission states that the needs of home buyers should not be put in front of tenants needs for reasonable rental prices. 

Read the full text of the submission here


Taxation (Bright Line Test for Residential Land) Bill

10 September 2015.

Submission to the Finance and Expenditure Select Committee on introducing a Bright Line Test for residential property. 

Read the full text of the submission here


Asset Class Treatment of Residential Property Investment Loans

March 2015.

Submission to the Reserve Bank of New Zealand. The Reserve Bank considered that "lending for property investment has a different risk profile than lending to owner-occupiers, and banks therefore need to have a larger amount of capital for their investment property loans than they do for loans to owner occupiers". The NZPIF submission disagrees with the studies the Bank used to form its opinion and argues that residential rental property loans are not a higher risk to home owner loans that they need to be classed differently and have higher deposit requirements. 

Read the full text of the submission here


Proposal to reduce tax on Kiwisaver and bank deposits

November 2014.

A NZPIF report into a proposal by the Financial Services Council to reduce the tax obligations for Kiwisaver savings and some term deposits. The NZPIF disagrees with the proposal.

Read the full report here


Building (Earthquake-Prone Building) Amendment Bill

17 April 2014.

Submission to the Local Governemnt and Environment Select Committee on proposals to improve the system for managing earthquake-prone buildings in New Zealand.  

Read the full text of the submission here


Proposal to introduce a Rental Property WOF

February 2014.

A NZPIF report into a proposal by the Childrens Commissioner to introduce a WOF scheme on rental properties.

Read the full report here


Civil Fees review

2 November 2012.

Submission to the Ministry of Justice on their proposal to increase the fee for enforcing a possesion order obtained from the Tenancy Tribunal.   

Read the full text of the submission here


Expert Advisory Group call for Rental Property WOF

October 2012.

Submission to issues and options paper released by the Expert Advisory Group on Child Poverty, who have called for a WOF on rental property in NZ.   

Read the full text of the submission here


NZPIF Survey into Tenancy Tribunal

3 April 2012.

A NZPIF report on a survey they conducted among members into their use and views of the Tenancy Tribunal.

Read the full report here


Housing Affordability

11 February 2012.

Submission to the NZ Productivity Commission on their report into housing affordability.   

Read the full text of the submission here


Courts and Criminal Matters Bill

July 2010.

Submission to the Law and Order Select Committee on proposals to enhance the Courts powers and processes for the collection of fines and other monetary penalties, and civil debts. The NZPIF is supportive..  

Read the full text of the submission here


Social Assistance (Future Focus) Bill

May 2010.

Submission to the Social Services Select Committee on how beneficiaries should be paid. Of particular interest to the rental property industry is direct rent payments to landlords.  

Read the full text of the submission here


Residential Tenancies Amendment Bill

July 2009.

Submission to the Social Services Select Committee on changes to the Residential Tenancies Act.  

Read the full text of the submission here


Review of Property Managers

16 March 2009.

Submission to the Ministry of Justice on their review of Property Managers.    

Read the full text of the submission here


Security of Tenure

March 2008.

Position statement of the NZPIF on security of tenure for tenants. The NZPIF is generally in support.    

Read the full text of the submission here


IRD Associated Persons Proposal

26 April 2007.

A NZPIF report to PIA's on an IRD proposal to reform the definitions of associated persons. The aim is to extend associations between Property Developers, Builders and Traders that will extend who is associated with these people and therefore have the same tax conditions applied to them.

Read the full report here


Accommodation Suppement Review

August 2006.

A NZPIF report on the Ministry of Social Development review of the accommodation supplement. The NZPIF supports the AS as a way to help tenants afford good rental accommodation. The NZPIF believe that the AS should be paid directly to landlords.

Read the full report here


Residential Tenancies (Damage Insurance) Bill

July 2006.

Submission to the Social Services Select Committee regarding making landlords respopnsible for insuring their tenants against damaging their rental property.   

Read the full text of the submission here


HISTORICAL DOCUMENT

Residential Tenancies Bill

25 October 1985.

This is the NZPIF submission to the Social Services Select Committee on the establishment of the Residential Tenancies Act which was eventually made into law in 1986. This is the principle governing Act of the rental proeprty industry in New Zealand.

Read the full text of the submission here

You can also see the submission from the Auckland Landlords Protection Association here which was written by the Association President, Peter Chilwell.

The Canterbury Property Investors Association submission here